Latest developments and enhancements

We continuously invest in our solutions to deliver improvements that you tell us matter most to your clients and your business. We undertake regular enhancements to optimise your platform experience, helping you to run your business more effectively and continue to enhance the service you offer your clients.

March 2026

What’s new on Wrap?

A faster and simpler way to submit Wrap requests online

Our new online forms are built to be quick and simple to complete. They include built-in checks along the way so you can submit accurate requests first time, saving you time. Once you’ve submitted a form, it automatically goes to the right servicing team. No need to send an email, which helps speed up processing.

What you can submit

We’ve introduced cash solutions on Aberdeen SIPP

You can now access a range of fixed term deposits and notice-day accounts through the Aberdeen SIPP on Wrap. This supports better liquidity planning, improved returns on cash and smoother retirement income strategies. Our cash solutions are:

Fully integrated on Wrap
Available for drawdown
Counted within family linking assets
FSCS protected up to £120,000 (per eligible person, per bank, building society or credit union)

You can view the full details on the offering on our cash solutions page.

Wesleyan With-Profits

The Wesleyan smoothed fund is now available across Aberdeen SIPP and ISA. It aims to provide steady investment growth over the medium to long term, by spreading money across various asset classes, and smoothing returns to help reduce market volatility.

With daily pricing and no unit price or market value reductions, the fund offers a flexible investment solution with the benefit of smoothed returns to help shield investments from unsettled market conditions.

For full details and the risks that apply, visit the Wesleyan website.

Prudential Guaranteed Income Plan (PGIP)

PGIP adds guaranteed income and a maturity value. Income is paid back into the Aberdeen SIPP, so you can withdraw it or reinvest it as part of your client’s retirement plan. It can also form part of a Tailored Drawdown solution.

PGIP allows for one of three options to be chosen from outset:

The ‘Maximum Income Option' - Max income, no lump sum (payable at end of fixed term)
The 'Maximum Lump Sum Option' - No income, max lump sum (payable at end of fixed term).
The ‘Combination Option' - Income, plus (up to 100%) guaranteed lump sum (payable at end of fixed term).

Once the Plan has started, the benefits and income options selected cannot be changed.

For full details and the risks that apply, visit the M&G website.

Transaction summary enhancements

We’ve made transaction summaries clearer and easier to use:

Recategorised transaction data
Added account transfers to summary, to align with performance data
Moved income from ‘Money in and withdrawals’ into its own dedicated section
Added Export to Excel into Transaction detail (Account Transfers, Dividend and Corporate Actions)

Adviser help centre

You can find a range of quick guides on key processes and information to help with using our platforms.

Wrap help centre

January 2026

Bringing Multi-Factor Authentication (MFA) to Elevate

We're introducing Multi-Factor Authentication (MFA) to Elevate to help protect advisers and clients. MFA adds an extra layer of protection by requiring Elevate users to verify their identity using two authentication methods when logging in. This helps prevent unauthorised access, even if a password is compromised.

MFA will be introduced to your Elevate account in the next few weeks.

You'll use email authentication to confirm your identity – once you have entered your username and password, you'll receive a One-Time Passcode (OTP) sent to your registered email address. Simply enter the OTP received to access Elevate. There is a 'remember me' period, so if you log back into Elevate on the same device/browser you won't need to enter another OTP for four hours.

We'll contact your clients directly using the email address they provided when registering their Elevate account, and let you know in advance when MFA is due to be introduced for your clients.