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Flexible investment choice for changing retirement needs

Designed for the reality of modern retirement, the Aberdeen SIPP provides a complete range of retirement income solutions.

Your clients’ retirement needs are evolving

The UK’s demographic profile is shifting rapidly. People are living longer and retiring differently.
No longer a single event, retirement is a fluid process of growing, spending and sharing wealth. And, along with tightening capacity and increased regulatory focus, that’s creating pressure for planners. 
The new Aberdeen SIPP is designed for this reality – an ongoing exercise in liquidity management, risk sequencing control, tax positioning and estate planning. Add family dynamics and the complexity increases exponentially.
Sophistication of need can only be met by sophistication of capability. You demonstrate this every day. And so does Aberdeen SIPP.  

Speak to your BDM or contact us

70 million*

Projected population by 2037

82.9 years*

Life expectancy for women 

79.0 years*

Life expectancy for men 

FCA TR 24/1**

Regulatory focus on retirement income

*Source: https://www.ons.gov.uk/
**Source: https://www.fca.org.uk/publication/thematic-reviews/tr24-1.pdf

Dynamic retirement planning needs choice and flexibility

There are as many retirement scenarios as there are clients; the key is being able to offer the choice and flexibility to put them into action. At any point client needs or goals may include a mix of:

Immediate needs

Cash and liquidity solutions

Accessible income with low to no volatility risk 

Money pathway

Steady income and returns

Income generation solutions 

Regular income or smoothed returns to underpin wider investment portfolios and support withdrawals 

Portfolio growth

Longer-term growth solutions 

Maximising investment returns to sustain and grow retirement portfolios 

Complex planning needs a sophisticated solution

Aberdeen SIPP gives planners the flexibility to structure portfolios across these needs – without adding administrative complexity. 

Discover the full Aberdeen SIPP investment range

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Cash as an integral component
Capital-preserving assets
Designed for evolving retirement strategies
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A full SIPP with the breadth you expect

Aberdeen SIPP brings full SIPP capability into one place - including tailored and flexi-access drawdown, capped drawdown and UFPLS.

Our Drawdown Price Lock provides a clear, predictable charge for clients as they move into retirement income – supporting conversations at a key transition point. With family linking, households can reduce their overall platform charges by combining eligible assets.

For planners evolving their retirement strategies

Reassessing how your platform supports segmented, multi-phase retirement planning – or not yet placing significant SIPP business on Wrap?

Speak to your BDM or contact us
Risk warning

The value of investments can go down as well as up, and the investor could get back less than was paid in. Laws and tax rules may change in the future. Personal circumstances and where the investor lives in the UK will also have an impact on tax treatment.